Mortgages
Retail mortgage origination automation.
Same AI-velocity, different vertical
The same AI-velocity that runs our CDM-native capital markets work also runs retail mortgage origination automation. Senior capital-markets architects directing AI agents that do the build, delivering in weeks what traditionally takes 6–18 months. The capability transfers; the vertical changes. Capital markets uses ISDA CDM as the canonical data model; mortgages uses LIXI (AU) and MISMO (US/intl) — different schemas, same architectural pattern: a typed data plane, an agent orchestration layer, and deterministic pipelines from ingest to operational output.
Where the capability applies
- Origination
Application intake, document classification, income/expense extraction, eligibility scoring, conditional-approval pipelines.
- Servicing
Lifecycle events, hardship workflows, arrears triage, variation processing, customer-facing decisioning.
- Risk & reporting
Portfolio analytics, regulatory reporting (APRA ARS 220, RBA CLF/SCV), stress testing, climate-risk overlay.
BUILDING
Practice stub is live. Reference architecture, agent topology, and pricing in active development. First engagement window: 2026 H2.